Each of our contests have different rules.  Please refer specifically to the exact post for the contest for detail information.

Winners may not request substitutions of prize winnings.  All winners are solely responsible for any and all taxes and/or fees, and all such additional costs that may be incurred.

Money and Risk, our sponsors, and our employees may not be held liable for any warranty, costs, damage, injury, or any other claims incurred as a result of usage of any winners of a prize once winner has taken possession of the product.  Money and Risk is not liable for any loss arising out of or in connection with or resulting from any contest promoted by Money and Risk.

If the specified prize becomes unavailable due to unforeseen circumstances, we may substitute a prize of like or equal value.

Money and Risk reserves the right to alter any rules of any contest at anytime. If you have any questions or complaints about one of our contest, please contact info AT moneyandrisk DOT com.