Disclaimer

The material on this website, Money and Risk, and any affiliated websites have no regard to the specific investment objectives, financial situation, or particular business and personal needs of any visitor.  These sites are published solely for informational and entertainment purposes and are not to be construed as financial advice, legal advice, tax advice, business advice, a solicitation or an offer to buy or sell any securities or related financial instruments.

All comments and articles are an expression of personal opinion by our authors and readers.  This information is provided by volunteer authors, photographers, and readers, most of whom we have never met or spoken to.  The fact that any particular person is authorized write articles or post comments on Money and Risk does not in any way indicate an endorsement or warrant by Money and Risk or its principals regarding the truth, reliability, or propriety of any action taken by such person.

References made to third parties are based on information obtained from sources believed to be reliable, but are not guaranteed as being accurate. Visitors should not regard it as a substitute for the exercise of their own judgment.  Any opinions expressed in this site are subject to change without notice and Money and Risk is not under any obligation to update or keep current the information contained herein.

Money and Risk accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material.  While we believe our statements to be true, they always depend on the reliability of our own credible sources and the information available at the time of publication.  We recommend that you consult with a licensed, qualified professional before making any decisions.

Money and Risk appoints authors based upon apparent, ostensible suitability to provide opinions about best practices.  Grounds for appointment of authors may be based upon grounds having nothing to do with knowledge about finance, legal, business or taxation (for example, social media experience or OSHA inspection).  Authors and readers are solely responsible, individually, for their posts on Money and Risk.  You agree that Money and Risk and its principals bear no responsibility for the posts or actions of authors or readers at Money and Risk or any of its associated websites or companies.

Consult a licensed financial advisor before engaging in any investment or stock trading transaction.  Consult an attorney, CPA and any other licensed professional in regards to any information you read here.  If you choose to engage in any transactions or actions without seeking advice from a licensed and qualified individual or entity, then such decision and any consequences flowing therefrom are your sole responsibility.  Money and Risk does not provide investment advice directly, indirectly, implicitly, or in any manner whatsoever.  Money and Risk does not provide business, tax, or legal advice in any manner.  Do not take any materials you see in Money and Risk or any of its associated websites as advice.  While individual participants may offer opinions, such opinions amount to nothing more than conversational exchanges between persons who are frequently anonymous or unidentifiable.

Money and Risk strongly urges you to never, under any circumstances, engage in any transaction based upon information you see posted in Money and Risk or any of its associated websites.  Rather, we urge you to take any such information as a starting point only for the conduct of your own independent research.

Do not rely blindly on information posted at Money and Risk or any of its associated websites. Money and Risk is intended to be used as a starting point for pointing out opinions of best practices and ideas.

All stock trading recommendations [buy, sell, sell short or any recommendations whatsoever], of stocks, options, or other securities posted in Money and Risk are solely views expressed by individual participants. You are fully responsible for all your trading decisions, even if (especially if) you act on information obtained from Money and Risk.

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Money and Risk makes no warrant and gives no assurance regarding the truth, timeliness, reliability, or good faith of any material posted at Money and Risk or in any of its associated websites.  Money and Risk does not guarantee the accuracy, veracity or completeness of any information or commentary provided by any of our volunteer authors or readers.  Money and Risk will not be responsible for any errors or omissions in postings or for any results obtained from the use of such information.  Money and Risk will not be liable for any loss or damage caused by a reader’s reliance on information obtained there.  While we do not and cannot review every comment posted and are not responsible for any content of these comments, we reserve the right to expel / ban from Money and Risk users who post messages that we deem abusive, defamatory, obscene, or otherwise unacceptable.  Contributors shall remain solely responsible for the content of their messages.

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The content for Money and Risk contain links to external, third party websites.  Although we provide links to other sites, Money and Risk does not guarantee, approve or endorse the information or products available at these sites.  A link does not indicate any association with or endorsement by the linked site to Money and Risk.

Please note that although we link to other sites for your convenience and additional information, many sites contain erroneous and outdated material.  This includes private and government websites operated by the various U S Government agencies.   Errors do exist even within the content of sites operated by the US Government.   We recommend that you triple check any information that you may be using for yourself with multiple sources.

Money and Risk does not operate or control and has no responsibility for the information, products and/or services found on any external sites. Such links do not represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external sites, including, without limitation, warranties of any kind, either express or implied, warranties of title or non-infringement or implied warranties of merchantability or fitness for a particular purpose.

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