Everyone dreams about hitting it big with the lottery–including millionaires. The only time I ever bought a lottery ticket was when a multi-millionaire dragged me to a gas station after a lunch meeting.  He always bought tickets when the jackpot hit over $20 Million. Lo and behold, the...

Ignore what all the gurus tell you about wealth equating to being a millionaire.   The key to becoming wealthy is to readjust your mental attitude and personal behaviors to match what your needs are.   For most people, understanding your needs is the first step towards wealth. The reason...

This blog came into existence after I spent time this January in a hospital holding vigil for my dad.   I’ve been struggling for the past three weeks to find the words to talk about how important it is to simplify your financial life and your work life so that you can focus on the...

No matter what self help books you read, success can only happen if you have the cooperation of one person: yourself. It often comes down to one thing:   You don’t really want to succeed, and you inadvertently sabotage your own efforts.   Liking yourself and who you are is critical...

I have always imagined the fall as being cool and breezy with autumn leaves fluttering in the air.   The reality in Southern California is that the scorching heat seems to be getting worse.  Although we live by the ocean,  temperature during our hottest months has broken three digits...

Living art is one of those things that are worth investing in because the experience stays with us for all our lives. There are many ways to add beauty and pleasure every day without costing much.   Although the artistic community have taken hits from the recession, there are still some free...