I have always imagined the fall as being cool and breezy with autumn leaves fluttering in the air.   The reality in Southern California is that the scorching heat seems to be getting worse.  Although we live by the ocean,  temperature during our hottest months has broken three digits...

Groupon.com and a host of similar group buying services offer an innovative way to save for the average consumer.  However, with the emphasis on paying up front, there is real risk to the buyer.   I’ve previously discussed some of those financial risks but there is one additional...

For those who haven’t come across Groupon.com yet, Groupon is a group buying service that provides deals for volume buying.  On the surface, it has great potential for the average household shopper to save money by purchasing as a member of a large group.  For the small business owner,...

Recently we reviewed 8 ways to save thousands in household expenses.   In this article we discuss how to save more even money by reducing your insurance costs.  Insurance is the epitome of necessary evil:  you can live without it–but for how long?  Here’s ten ways to reduce...

Think you can save extra money with the new Google Voice Chat (calls via the internet using Gmail)? First you need to make sure that you have the voice service feature.  This is easily set up with a quick click or two. Go into your Gmail account and look at the chat box below.  If you...

Want to stretch your food budget by making an inexpensive, ethnic meal?  You can’t get any more deliciously ethnic than white rice (I grew up loving white rice, so please bear with me).  Not only is white rice the perfect carbohydrate for any meal, a single fifty pound bag will cost...