It’s not widely publicized, but the government recently launched another mortgage rescue program.  This one is designed to have taxpayers bear the cost of mistakes by real estate speculators. One question: what happened to personal responsibility? The program is designed to protect...

Here’s the quick answer: You should refinance now because rates are at an all time low.  If rates do go lower, you can always refinance. Now the long version. Despite low mortgage rates recently, some homeowners may have been sitting on the fence waiting for rates to go lower or if you...

As a business owner, there are a variety of resources out there that most people are not aware of.  You don’t have to pay money for all those “consultants” that advertise via email spams and television.  This article will go over what the Small Business Administration...

With the recent losses caused by the recession and the market downturn, you are dealing with a reduction in your savings and in some cases, disappearing advisers.  You probably feel that you could do a better job of investing or planning on your own than using a professional.   There are a...

Size is in the eye of the beholder.  We hear the moniker “small business” thrown around but the definition of what a small business differs from source to source.  Who thinks what does make a difference.   It affects a business in the types of capital that they can access and...