I have always imagined the fall as being cool and breezy with autumn leaves fluttering in the air.   The reality in Southern California is that the scorching heat seems to be getting worse.  Although we live by the ocean,  temperature during our hottest months has broken three digits...

Living art is one of those things that are worth investing in because the experience stays with us for all our lives. There are many ways to add beauty and pleasure every day without costing much.   Although the artistic community have taken hits from the recession, there are still some free...

One of the most valuable advice for women about financial security would be the phrase that was made popular by President Harry S. Truman, “The buck stops here”. Ladies, let’s be honest with ourselves; unless you plan on marrying rich, we’re ultimately responsible for...

Groupon.com and a host of similar group buying services offer an innovative way to save for the average consumer.  However, with the emphasis on paying up front, there is real risk to the buyer.   I’ve previously discussed some of those financial risks but there is one additional...

For those who haven’t come across Groupon.com yet, Groupon is a group buying service that provides deals for volume buying.  On the surface, it has great potential for the average household shopper to save money by purchasing as a member of a large group.  For the small business owner,...